New Delhi: Housing and Urban Development Corporation Limited (HUDCO), a Navratna CPSE and an NBFC–IFC under the Ministry of Housing and Urban Affairs, Government of India, has continued its strong growth trajectory in the first quarter of FY 2026–27. The Board of Directors of HUDCO, at its meeting held on 27th July 2026, approved the financial results for the quarter ended 30th June 2026, reflecting robust business growth, record operational performance and continued improvement in asset quality.
Highlights of Financial Results for Q1 FY2026–27 (YoY): • Loan Sanctions registered a remarkable growth of 91%, increasing to ₹65,485 crore from ₹34,224 crore in Q1 FY2025–26. • Highest-ever quarterly Loan Disbursements stood at ₹16,377 crore, registering a growth of 28% over ₹12,812 crore in the corresponding quarter of the previous year. • Profit After Tax (PAT) increased by 35.05% YoY to ₹851.11 crore from ₹630.23 crore. • Revenue from Operations saw a growth of 26.55% YoY to ₹3,717.17 crore as against ₹2,937.31 crore in Q1 FY2025–26. • Loan Book expanded by 28.80%, increasing from ₹1,34,410 crore to ₹1,73,123 crore. • Gross NPA improved significantly to 0.96%, compared to 1.34% in the corresponding quarter of the previous year, showing a reduction of 28.33%. • Net NPA further declined to 0.048% from 0.053%, a reduction of 9.43% YoY which is among the best in the industry. • Annualised Earnings Per Share (EPS) increased by 35% from ₹12.60 to ₹17.01. • Net Worth registered a healthy growth of 29.51%, rising to ₹22,867.28 crore from ₹17,655.92 crore. • Blended cost of borrowing declined to 6.95% in Q1 FY-27 from 7.17% in Q4 FY-26.
Commenting on the results, Shri Sanjay Kulshrestha, Chairman & Managing Director, HUDCO, stated that the company has commenced FY 2026–27 with exceptional financial and operational performance, reflecting the strength of its diversified lending portfolio, prudent financial management and sustained focus on infrastructure financing. He noted that the record growth in loan sanctions and highest-ever quarterly disbursements reaffirm HUDCO’s pivotal role in financing India’s urban infrastructure development while maintaining industry-leading asset quality.
With a strong opening quarter, continued reduction in NPA, healthy balance sheet, robust asset quality and sustained profitability, HUDCO remains well-positioned to maintain its growth momentum during FY 2026–27.
