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Indian Administration

FINANCIAL RESULTS FOR THE QUARTER AND YEAR ENDED 31st MARCH 2021

FINANCIAL RESULTS FOR THE QUARTER AND  YEAR ENDED 31st MARCH 2021

Key Highlights (12 Months period ended) (Mar 2020 V/s Mar 2021)

Net Profit stood at Rs.2557 cr against Net Loss of Rs.5838 crores for FY-20 Operating Profit reached a new horizon at Rs.20009 cr grew by 55.93%

Net-Interest Income grew by 18.57% Non-Interest Income grew by 40.75% Domestic NIM improved by 24 bps

Cost to Income Ratio improved by 966 bps

Domestic Business grew by 8.57%

Agricultural & Allied Credit grew by 17.44%

Retail Credit grew by 12.14% with Housing loan at 15.11%

CASA Deposits increased by 13.95 % Retail term deposit grew by 16.37 %

Gross NPA Ratio down by 46 bps Net NPA Ratio down by 52 bps

Provision Coverage Ratio (PCR) at 79.68% improved by 273 bps

CRAR stood at 13.18% as at Mar 2021. Out of which Tier-I is 10.08% and Tier-II is 3.10%
Key Highlights (3 Months ended) (Mar 2020 V/s Mar 2021

Net Profit stood at Rs.1010 Cr as against Net Loss of Rs.6567 crores Operating Profit grew by 136.40%

Net-Interest Income grew by 9.87% Non-Interest Income grew by 72.08%

Cost to Income Ratio improved by 2285 bps
Key Highlights (3 Months ended) (Dec 2020 V/s Mar 2021)

Net Profit grew by 45.11% to Rs.1010 Cr

Non-Interest Income increased by 21.86 % to Rs.5207 Cr
Cost to Income improved by 85 bps

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