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Introducing PNB Swagat: A Revolutionary Digital Personal Loan Solution for New Customers

New Delhi, 21 September 2023 – Punjab National Bank (PNB), the nation’s leading public sector bank, is excited to announce the launch of ‘PNB Swagat’, an innovative and fully digital personal loan scheme tailored specifically for new customers. With this groundbreaking initiative, PNB aims to simplify and expedite the loan application process, providing instant loan approval and disbursement without the need for customers to visit a physical branch.

Under the ‘PNB Swagat’ scheme, eligible customers can now access loans ranging from Rs 25,000 to Rs 10 lakhs, offering unparalleled financial flexibility. Whether it’s for wedding expenses, home renovations, education fees, or any other personal needs, PNB Swagat has got you covered.

One of the key advantages of ‘PNB Swagat’ is its seamless digital experience. Customers can apply for a loan anytime and anywhere, through PNB’s user-friendly online platform. The need for lengthy paperwork and physical visits to the bank has been eliminated, making the loan application process hassle-free and convenient. With just a few clicks, customers can complete the application form, provide the necessary documents, and submit their loan request for instant approval.

Once the loan is approved, PNB ensures quick disbursement of funds directly into the customer’s bank account. This eliminates the waiting time associated with traditional loan processes, allowing customers to meet their financial needs promptly.

Moreover, ‘PNB Swagat offers highly flexible repayment terms. Borrowers can choose from a range of repayment options, including Equated Monthly Installments (EMIs) spread over a maximum period of 72 months, or until the borrower reaches the age of 60. This flexibility ensures that customers can comfortably repay their loans without burdening their monthly finances.

Shri Atul Kumar Goel, Managing Director of Punjab National Bank, expressed his enthusiasm for the launch of ‘PNB Swagat’ and highlighted the bank’s commitment towards providing exceptional financial services to its customers. He stated, ‘With ‘PNB Swagat’, we aim to redefine the personal loan experience for new customers. We understand the value of time and convenience in today’s fast-paced world, and this scheme is designed to meet those expectations. Our goal is to make the loan application and approval process seamless, ensuring that our customers can fulfil their dreams and aspirations without any delays.’

PNB Swagat is set to revolutionize the personal loan landscape, offering a unique blend of convenience, flexibility, and digital empowerment. By embracing technology and innovation, Punjab National Bank continues to lead the way in providing cutting-edge financial solutions to its customers. To access ‘PNB Swagat’ and for a step-by-step guide, please visit PNB’s official website at 

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